Loans Loans


Whether you're trying to cover an unexpected expense, looking to do some DIY or planning that holiday of a lifetime, a loan from Lanarkshire Credit Union could help. We offer a range of products to suit everyone's borrowing needs at great rates and affordable repayment terms.

Secured Loan

Use your savings as security to borrow at our lowest rate whilst keeping all the benefits of Credit Union Membership. Find out more...

Unsecured Loan

Savings are no longer required to apply for our unsecured loans. Find out more...

Top-Up Loan

When an emergency comes out of nowhere it's good to know that you have access to a bit of extra should you need it. Find out more...

To find out more about our loans:

Click to DownloadDownload LCU Loan Information New (568.3kb)Download LCU Loan Information (3201kb)

Apply for Loan using the form

Click to DownloadDownload LCU Loan Application Form (6098.3kb)

Why Choose Us?

We're an ethical based lender who work for their community, we don't pay massive salaries to our Directors - in fact they're all volunteers.

At Lanarkshire Credit Union you're a member, not a customer and we're here to make sure you get a top-class service.

When you borrow from us you're in safe hands, we don't have any hidden clauses or early repayment fees. We lay out everything for you from the start so you know exactly what and how much you are paying and when it is due.

We charge interest on a reducing balance, not up front. This means that as you pay off your loan you will be charged less interest which is one of the great benefits of borrowing with us.

Loan Protection Insurance

Loan Protection is built into your loan when you borrow from your Credit Union. It offers you the security of knowing that in the event of your death, your loan will be cleared*2

*2 Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and cover. Please ask to speak to a member of staff for individual limits and restrictions or click here to find out more.

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Lanarkshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213669